NBU approves package to ease bank collateral and diversification rules during martial law
Published · Updated
What happened
The National Bank of Ukraine announced a new lending-support package that changes collateral treatment and diversification requirements for banks operating under martial law. The measures apply to claims on revenues under contracts with state and local-budget entities and are meant to make those assets more usable in bank financing structures.
Why it matters
The measure changes the economics of bank lending to firms tied to public-service and infrastructure contracts by making related claims more liquid as collateral and by easing concentration constraints during martial law. That can increase credit availability to energy, municipal, and utility-linked borrowers without direct budget spending.
The National Bank of Ukraine approved a new package of measures aimed at supporting bank lending to the economy during martial law. The package raises liquidity coefficients for collateral based on claims to revenues under contracts with state and local-budget entities and relaxes diversification requirements for such lending. The NBU said the changes are intended to expand financing for companies protecting infrastructure, building distributed generation, and maintaining heat and water supply.
Watch for
National Bank of Ukraine publication of the implementing resolution or supervisory clarification on collateral coefficients and diversification treatment by 2026-11-02 State-owned Oschadbank, Ukreximbank, or Ukrgasbank announcement by 2026-11-02 of revised lending terms for contractors serving heat, water, or distributed-generation projects Ministry of Energy of Ukraine or Ministry for Communities and Territories Development statement by 2026-11-02 linking the NBU measures to financing pipelines for distributed generation or municipal utility repairs No National Bank of Ukraine notice by 2026-11-02 of additional prudential limits or reporting requirements tied to the eased wartime lending rules
Sources
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